Legal

Terms & Conditions

Last updated: April 2026

1. Acceptance of Terms

By accessing and using clarkandnichols.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.

2. Use of Website

This website is provided for informational purposes and to facilitate contact with The Clark & Nichols Agency. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others.

3. Insurance Information

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage availability, terms, and pricing are subject to underwriting approval by Farm Bureau Insurance Company of Idaho. Actual policy terms and conditions govern all coverage.

4. Quote Requests

Submitting a quote request form does not bind coverage or constitute an insurance contract. All quotes are subject to review and approval. Coverage does not begin until a policy is issued and premium is paid.

5. Communications Consent

By submitting our contact form, you consent to be contacted by The Clark & Nichols Agency via phone or email regarding your insurance inquiry. SMS consent is separate and optional. You may opt out of text communications at any time by replying STOP.

6. Intellectual Property

All content on this website including text, images, and design elements are the property of The Clark & Nichols Agency or its content suppliers and are protected by applicable intellectual property laws.

7. Limitation of Liability

The Clark & Nichols Agency shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information contained herein.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of Idaho. Any disputes shall be resolved in the courts of Bonneville County, Idaho.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the updated terms.

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